First State Bank
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Credit Line
A personal revolving line of credit tied to your checking account.

  • Overdraft protection

  • Pre-approved loan privileges

  • No minimum interest charge

  • Advances made in increments of $100

  • Checking account

  • Minimum credit line of $500

  • Satisfactory credit history

  • Applicant must have sufficient income to support repayment

  • Payment - 1/24 of balance or $25.00, whichever is greater

  • Annual fee - $12 Note: Initial charge one month after opening.

  • Transfer Fee - $3.00 per occurrence

  • Annual percentage rate (APR) - 15%
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