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First Rewards Checking
Click the "Learn More" button below to see a short video about this product!
First Rewards Checking & First Saver

With First Rewards Checking, you get more than just a checking account. You also get an account that pays you back -- with a high interest rate, no monthly service charge, monthly eStatements, and so much more.

  • Minimum (12) Check Card purchases per qualification period ²
    (Purchases must be posted, not pending -- excludes ATM transactions)

  • Minimum one direct deposit or automatic payment by ACH per qualification period ²
    (must be posted, not pending)

  • $100 minimum deposit required to open account

  • Receive a monthly eStatement**

  • Earn 1.51% APY* on balances up to $20,000 ¹

  • Earn .25% APY* on balances above $20,000 ¹

  • If monthly qualifications are not met, you still earn .05% APY*

  • Reimburses up to $25.00 in ATM fees nationwide per qualification period ¹ ² ³

  • Check Card no monthly fee

  • No monthly service charge

¹ When you meet the minimum qualifications for that qualification period

² Qualification period begins one business day prior to the statement cycle and ends one business day prior to the close of the statement cycle. The statement cycle begins the first business day of the month and goes through the last business day of the month.

³ Effective March 29, 2013, If you have a First Rewards Checking or First Rewards Checking with First Saver account, and you have met your qualifications during the qualification cycle, we will reimburse you for domestic ATM fees up to $25 per qualification cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed up to a maximum of $5.00 per individual transaction if the appropriate ATM receipt is presented to a representative at one of our branches.

*Annual Percentage Yield (APY) accurate as of July 15, 2013. Rate tiers are as follows: 1.51% applies to balances of $.01 - $20,000 and .25% paid on portion of balances over $20,000 as long as qualifications are met each qualification cycle. .05% will be earned on all balances if qualifications are not met. All balances will earn .25% - 1.51% as long as qualifications are met. Rates may change after the account is opened.

**Effective March 29, 2013, if we provide your periodic disclosure (statement of account) by U. S. postal mail due to an invalid e-mail address, you will be charged a paper statement fee of $5.00.

Variable Rate Account. Rates may change after the account is opened. Fees could affect account earnings. Interest will be paid monthly.

Supercharge your savings and earn twice with First Saver.

Regulation E Initial Disclosure

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