Kasasa Cash Checking

With Kasasa Cash, you get more than just a checking account. You also get an account that pays you back — with a high interest rate, no monthly service charge, monthly eStatements, and so much more.

Kasasa Cash Checking

$100
Opening Deposit
$0
Minimum Balance
Yes
Earns Interest

Features

  • Earn 1.51% APY on balances up to $20,000 1 2
  • Earn .25% APY on portion of balances above $20,000 1 2
  • If monthly qualifications are not met, you still earn .05% APY 1
  • ATM fee refunds nationwide up to $25 monthly per qualification cycle 1 3
  • Link to Kasasa Saver® to build savings automatically
  • No monthly service charge
  • No minimum balance to earn rewards
  • Debit card with no monthly fee
  • Ask about our overdraft protection options

Monthly Service Fees

  • None

Transaction Fees

  • None

Find a Branch to Open an Account

 

Supercharge your savings and earn twice with a Kasasa Saver® Savings Account.

Qualifications:

  • Minimum (12) Check Card purchases per qualification cycle 1
  • Minimum one direct deposit or automatic payment by ACH per qualification cycle 1

Features:

  • Earn 1.51% APY on balances up to $20,000 1 2
  • Earn .25% APY on portion of balances above $20,000 1 2
  • If monthly qualifications are not met, you still earn .05% APY 1 2
  • ATM refunds nationwide up to $25 monthly per qualification period 1 3
  • Link to Kasasa Saver® to build savings automatically
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free online banking with bill pay
  • Free mobile banking
  • Free eStatements 4
  • Free debit card

1 Qualification cycle begins one business day prior to the first calendar day of the current month and ends one business day prior to the last business day of the current month. Definition of business day – Monday thru Friday and excluding Federal holidays. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account.

2 Annual Percentage Yield (APY) accurate as of April 1, 2016. Rate tiers are as follows: 1.51% applies to balances of $.01 - $20,000 and .25% paid on portion of balances over $20,000 as long as qualifications are met each qualification cycle. .05% will be earned on all balances if qualifications are not met. All balances will earn .25% - 1.51% as long as qualifications are met. Rates may change after the account is opened. Fees could affect account earnings. Interest will be paid monthly.

3 Effective April 1, 2016, if you have met your qualifications during the qualification cycle, we will reimburse you for domestic ATM fees up to $25 per qualification cycle. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 and higher will be reimbursed up to a maximum of $5.00 per individual transaction if the appropriate ATM receipt is presented to a representative at one of our branches. Please contact us, if you believe that you have not been reimbursed the correct amount. We must hear from you no later than 30 days after the statement cycle when the reimbursement was applicable.

4 You must enroll and receive your monthly account statement electronically. If you fail to meet this condition by the end of your second monthly statement cycle, your account will be charged a fee of $6.00 for each month a paper statement is mailed and each subsequent statement cycle until the condition is met. Additionally, if your electronic statement is returned as undeliverable, you will be mailed a paper statement via US Postal Mail to your address of record, and this account will be charged a paper statement fee of $6.00 for each month a paper statement is mailed and each subsequent statement cycle until the condition is met.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.