Rent vs. Purchase Price of home % Down payment Est. interest rate Est. annual property taxes Est. annual property Ins. Years of  loan 10 years 15 years 20 years 25 years 30 years Estimated annual property appreciation Current rent Tax bracket 15% 17% 28% 33% 36% 50% Estimated Growth rate of Savings Complete the fields above to calculate the comparative Net Rental Costs versus the Net Cost to Own. TAB or mouse-click between fields as you enter data, then click the "Calculate" button.